Do Not Buy the “Rich Dad, Poor Dad” Book Until You Read This!

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Rich Dad, Poor Dad, Robert Kyosaki

“What the rich teach their kids- that you can learn too.”

What is the book about?

Rich Dad, Poor Dad introduces you to the basic principles of investing, explains why investing is so important, and explodes the myth that you need to earn a high income to become rich.

Who is this book written for?

If you have little or no financial education and want to learn the basic rules about investing, read this book!

Robert Kyosaki, a self-made millionaire, successful business owner and international best-selling author, teaches you about investing, by recounting the story of his financial education from two strong role models:

Poor Dad (his natural father), a well educated and highly paid government official.

Rich Dad (his best friend Mike’s father), a high school dropout and successful businessman

Each Dad had a very different attitude and approach towards the subject of money. One ended up jobless and in debt, the other, one of the richest men in Hawaii.

Robert describes, how as a small boy, he made the decision to listen to his Rich Dad who subsequently taught him how to think, act and become rich.

“One dad had a habit of saying ‘I can’t afford it’ the other ‘how can I afford it’…One statement lets you off the hook, the other forces you to think”

Robert writes in a simple, non-assuming style without complicated words and financial jargon. Through amusing stories and simple diagrams he explains the six basic lessons his Rich Dad taught him about money.

“Most of us learn about money from our parents, so what can poor parent tell their child about money? Stay in school and study hard? Schools focus on scholastic and professional skills but not on financial skills. This explains how smart bankers, doctors and accountants who earned excellent grades in school, struggle financially all of their lives”

I say:

Never read a book about investing? This should your first one.

I came across “Rich Dad, Poor Dad” completely by accident, in my local bank.

It immediately stuck out from the boring “money magazines” and after flicking through a few pages, I was so impressed (and surprised) a book about finance could actually hold my attention, that I bought it and finished it in one sitting.

For anyone (like me) whose parents never taught you about financial matters, I suggest you buy this IMMEDIATELY!

There are no definitive, practical instructions of how to get rich, but it will open your mind to the possibility. More importantly it will change the way you think about money forever.

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How to Fight Cancer and Win – A Book Review

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How to Fight Cancer and Win is a book written by William L. Fischer.

You might find this book interesting and useful. Despite being published in 1992, it remains (as of this writing) among the top 20,000 sellers on a popular book-selling site.

William Fischer worked for pharmaceutical companies in Germany. He later became a writer on natural healing methods and has traveled far to learn the healing methods that exist in different cultures.

In his book, How to Fight Cancer and Win, William doesn’t advise you to ignore your oncologist’s treatment plan. He does, however, give you plenty of information on how to supplement your fight against cancer. Flaxseed oil is part of that advice.

There is the very popular Essiac Tea that a nurse name Rene Caisse used to treat thousands of people with cancer. She received the formula from the Obijiway Indians. It consists of herbs that you can find at your local health food store.

Fighting cancer can be a tough battle to win. I have met two people who believe they have beaten their cancer through a powerful system called Falun Dafa. You can read more about these gentle but powerful exercises on the FalunDafa.org website.

You can download a book filled with stories of people that have overcome all kinds of illness here: clearwisdom.net/emh/download/publications/health_index.html

If you know of someone who has cancer, perhaps you should let him or her know about these resources. This article is for information purposes only. Nothing in this article is intended to diagnose, treat or prescribe for any health condition. If you have or suspect you have a health condition, contact your physician immediately. That is especially so for something like cancer.

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Book Review – Bad Land, An American Romance

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Johnathan Raban’s Bad Land: An American Romance brilliantly and descriptively describes the attempts by would-be farmers and ranchers, those of the late 19th Century and the early 20th Century, to make a living on highly questionable land. This land, most of it in eastern Montana and the western Dakotas could have been described as marginal land, but Raban’s fact-finding mission has made it abundantly clear that these lands were less than marginal.

The federal government and railroad companies would benefit by having settlers in this region. Their benefits: There would be more products to ship to and fro and travel to this region would be greatly increased. However, as Raban documents and, I have seen first-hand, this marginal land had shallow topsoil, heavy wind patterns, low precipitation, and extremely frigid winters; and, the efforts to cultivate the arid land were seldom rewarded.

This book was written in a casual, personable manner as the author walked this region and perused some of the failed homesteads. It is drama indeed as Raban explored the remnants of these numerous failed homesteads. He even found a book that described the best method to prosper on these arid farms. The book was entitled Campbell’s Scientific Dry Farming Techniques and it was subtitled The Camel for the Sahara Desert and the Campbell Method for the American Desert. According to meteorological figures any area with an average annual rainfall of less than three inches per year would be classified as a desert region. This eastern Montana region is certainly considered desert as most of it averages less than the three inches of rain per year.

Like Raban, I too, have walked this land, but I walked it for a different reason. I was in search of sharp-tailed grouse and the elusive sage grouse. I was amazed, those many years ago, to have seen so many remnants – remnants of rotted and fallen wind mills, broken and gray boards of outbuildings, barns, and house, as well as, vacated rock foundations, long-rusted barbed wire fencing, fence posts that were rotted and lying flat on the ground, and space – wide open space… endless space. Raban’s book told a story of the many courageous human attempts to produce on this infinitely poor homesteading land, bad land. The government pamphlets and railroad brochures were, no doubt, at least spurious, if not downright lies.

Raban had an inspirational idea to write this story, and he followed through – brilliant inspiration, first-hand research, and highly descriptive writing!

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Looking For A Juicer Under $100?

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Oster Juicers are famous for being an affordable juicer that gives quality juicing results. Often called “the best juicer for beginners” these juicers are among the cheapest juicers in the market today, all models being well below $100.

Other advantages of the Oster brand besides the price include easy clean-up and storage, a reasonable noise level and a chic design. These qualities make it an ideal start-off juicer for anyone considering juicing as part of a healthy life-style. The motor is sturdy; it can handle even the toughest of veggies and fruit, like pineapple, beets and celery. The large feed chute ensures you spend minimal time on pre-cutting of the products.

The Oster juicer parts are dishwasher safe (except for the motor of course) so clean-up is a breeze according to consumers juicer reports. The small size of the Oster models makes them great for storing in small spaces.

When you do buy the Oster, note that some of the models come in white only, which tends to accumulate stains over time. The company provides a recipe book that can give you some inspiration as to what to do with the pulp and juice. Oster brand has different models suitable for heavy duty juicing like the daily juicing of large a family, or small juicers which are cheaper and can be used for occasional juicing. The Osters make a great gift idea for someone who needs a healthier lifestyle. In fact they are one of the best-selling brands before Christmas.

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Trend Lab Diaper Bags Review

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Trend Lab Diaper Bags and gifts is totally home grown. 100% owned by women in the USA this popular company began with adorable crib bedding and stylish Trend Lab baby bags knowing that Moms and Dads want a well furnished nursery. A major brand now because moms know what moms need, they have an entire line of products with a multitude of stylish and fun themes that complement the latest fashion trends.

What Trend Lab Diaper Bags Have Going For Them:

Design: For panache and flair, these baby bags are proud to carry diapers and baby bottles and don’t they let you know it! Bright, fun colors and designs.

Easy to Clean: We cannot stress this one enough. Fashionable is one thing, but how fashionable is a grubby bag holding baby’s used diapers? The cotton twill is totally drenched in PVC which allows Mom to keep baby’s things clean and sanitary easily.

Variety: Being given a choice is always a good thing. With three major sizes, shapes, and styles to choose from, there is no need to restrict your choice to just one bag fits all. Having a bag for long term, short term, and involved trips is more than just convenient. The variety allows you to keep your bags in shape better and for longer.

Stroller Straps: This feature is available for the larger Messenger bag and Bowling bag styles and is absolutely necessary. There is not one Mommy who wants to carry it all on her back alone, with no assistance. These baby bags are a blessing.

Changing Pad: To not have this would be potentially disastrous for your coat, car blanket, shawl or any other surface cover with which you had to substitute. Easy to clean and non-absorbable, it is a huge time and stress saver.

Price: We had to check twice on the price. That Trend Lab Diaper Bags are priced so low is fabulous. Fashionable and ever so practical, every Mom can afford them, not just the celebrity and fashion maven moms.

What Trend Lab Diaper Bags Could Do More:

Design: The designs are great for every day baby living, but for Moms that are on the go all the time and need to run from the park to the board room with the little one in tow, these baby bags are not as invisible as they could be. We would like to see them develop an elegant bag that the CEO Mommy could tote to the office and straight to the social event. If she needs to carry her laptop too, some additional reinforcement might be a good idea.

Dad User Friendly: The chocolate with blue messenger bag and colors similar is more Dad friendly than the pretty in pink Paisley Park Tulip Tote, but he may still feel like he is carrying Mom’s Mother Purse. More and more Dads are caring for their children on a regular basis so we feel they deserve styles that they will feel more comfortable carrying.

All in all, Trend Lab Diaper Bags has provided fun and practical baby bags for a remarkable price and are definitely worth every penny.  

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Danger – Leather Soles of Shoes Can Be Treacherously Slippery

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LEATHER SOLES

This article explains why you don’t want to wear leather sole dress shoes. The basic reason is that leather is slippery, even when dry.

DRESS SHOES

Dress shoes must serve two functions. First, they should look dressy so that you radiate class and good taste to all who see you. This is especially important if you’re an attorney going to court or meeting clients. Your shoes and haircut will be inspected at these encounters. So you want your shoes to look dressy. Black leather is the best choice for the uppers of your shoes. But what about the soles?

LEATHER SOLES

Leather soles look great but are slippery, even on dry surfaces. Especially when new, they can be hazardous to your health because you can slip when walking on a hard floor, a street, or even a concrete sidewalk!

There are modifications that you can make to leather soles to render them a little less slippery, but these solutions are ultimately unsatisfactory. We’re talking about cutting a crisscross pattern into the leather soles with a sharp knife, or adding rosin to the soles the way boxers used to do to their boxing shoes. Neither solution is adequate. (Incidentally, most boxing shoes today are no longer made with leather soles, indicating that in the world of professional boxing athletes have learned the lesson of avoiding leather soles altogether.)

WHY RUBBER IS BETTER

Rubber soles are better than leather because they provides superior traction on every conceivable surface, including ice and snow. With modern technology, there’s no reason why a dress shoe should have a slippery leather sole. For example, Florsheim provides F-LITE EMAX rubber outsoles on some cap-toe dress shoes. A slightly more casual example is the Nunn Bush Maxwell black leather dress shoe. One of the nicest designs is the Prada ebony leather logo detail cap-toe Oxford with rubber soles, which retailed for $472 in 2011. Other quality dress shoes are also available with rubber soles.

If a shoe’s rubber soles don’t look too sporty, that is, if they don’t have corrugations or obvious sneaker-like patterns that can be seen from the side, then they’re a good choice. A manufacturer who knows about the value of rubber soles and how they provide better traction, is a manufacturer who will also take care of other details, such a style and construction.

It’s incorrect to say that only a leather sole looks dressy. Rubber soles can be constructed to look as dressy as leather, and they’re significantly more comfortable and safer than leather. As image consultants for attorneys and people from all walks of life, we advise clients to not only look dressy but also to wear comfortable safe footwear, and this means well designed rubber soles.

Copyright (c) 2011 William Cane

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Where to Buy FRS Energy?

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FRS Healthy Energy has taken the country by storm as one of the top healthy energy drinks on the market for both professional sports athletes as well as the normal everyday person. Its revolutionary method of using the body’s own energy producing mechanisms instead of filling your body with tons of caffeine or sugar is the main reason people are scrambling to buy this product. So the big question arises. Where to buy FRS Energy?

FRS Healthy Energy can be found in a few places, both online and at some of America’s most popular retail outlets. Online you can visit FRS directly and shop at their website located at FRS.com. In addition there are many nutritional sites and drug/pharmacy outlets online that are also offering the FRS Healthy Energy line of energy drinks. Best way to find them is to go to a search engine like Yahoo or Google and type in “FRS Healthy Energy” or “where to buy FRS energy” and you’ll find tons of places that sell their product line. Make sure you’re comfortable with the online company you’re buying from and also make sure they’re an authorized seller of FRS Healthy Energy products just to be safe.

Offline, FRS Healthy Energy products are sold at many major outlets across the USA including popular stores like GNC (General Nutrition Centers), Rite Aid, Vitamin Shoppe and Target. Many local shopping and grocery chains across the country are also starting to pick up this brand because of it’s popularity so keep checking or ask at your local grocery store for details.

Whether you’re buying FRS Healthy energy products at FRS’ website or at your local store you’ll find a huge variety of products to choose from. The most popular of the products is the ready-to-drink cans that come in a variety of flavors including Low Cal Citrus Pomegranate, Low Cal Wild Berry, Low Cal Peach Mango, Low Cal Orange, Lemon Lime and Orange. You can also purchase these flavors in powder form, concentrate or chews which are individually wrapped in 30-count bags. Again, check your local store to see what types they carry or go online to FRS’ website to order directly.

Just as the FRS product line of healthy energy drinks is vast, so are the number of places you can find it for sale. My recommendation is to give it a try first before buying in bulk at FRS’ website. Try a few different flavors, try the chews and even try the concentrate or powder forms and see which best fits your lifestyle. The best way to do this is to visit your local store and buy a few kinds to try it out. Or better yet, FRS also offers a free trial on their website where they’ll send you a bag of soft chews (30-ct) and a bottle of their concentrate (which is a 32oz bottle that makes 16 servings) and you only need to pay shipping.

If you like the products then FRS will send you monthly shipments at 30-50% off which is a great deal compared to other online and offline outlets. The best part is you can cancel anytime so if you try out the free trial and you don’t like it, you just call them up and cancel and you get to keep the freebies they sent you! Hard to pass up free stuff in today’s economy.

So there you have it. Again there are many ways to try FRS Healthy Energy drinks but we highly recommend starting small and trying one or two of their products by visiting your local store. We’ve found the product to be superior in nutrition than many other energy booster drinks out there and we always promote natural products with quality ingredients rather than sugar drinks filled with unnecessary caffeine any day. Give it a try and next time someone asks you where to buy FRS energy you can tell them just about anywhere!

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Cactus Diet Plan

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Who wants to eat a cactus? Just about everyone in the world wants this particular cactus. You may not have heard about the Cactus diet but most people have heard about Hoodia.

The basis of the Cactus diet is a substance called Hoodia. Several diet pills on the market claim to contain the substance. Hoodia is the name of a rather ugly cactus that grows in the Kalahari region of Africa. The Bushmen that live there use the Hoodia cactus, specifically Hoodia Gordonii, to keep them from getting hungry on long hunting trips.

The native tribes eat the plant and can survive for days on little or nothing to eat while they search for food. The Hoodia cactus suppresses their desire to eat. It fools the brain into thinking that they are already full.

The discovery of this plant sent pharmaceutical companies after the secret to stopping the obesity epidemic. Taking Hoodia is supposed to suppress the appetite and therefore lead to weight loss. When hunger does start to kick in, Hoodia users can eat healthier foods to fuel the body.

Taking Hoodia and following an exercise plan leads to weight loss according to those who swear by the substance. Natural Hoodia has no side effects and can affect the appetite after the first pieces are eaten. Pharmaceutical companies are trying to synthesize Hoodia for market to the rest of the world.

The cactus diet plan is still not perfected. The Cactus diet involves taking supplements that contain Hoodia. There are many types of Hoodia and you may be buying a pill that claims to suppress the appetite but may not. The amount of Hoodia may not be enough to cause the same effects that the Bushmen experience from eating the actual plant. Since this plant has not been found outside of this desert-like region of Africa, to follow the Cactus diet plan, people have to rely on commercial pills that make boastful claims about their product having the same effects as the original Hoodia plant.

According to the Hoodia tale, the substance is hard to reproduce with the same efficiency. Those who buy products that contain Hoodia should beware. We all know what they say about something that seems too good to be true. Until further notice, watch what you eat and exercise regularly to lose weight. Set aside the gimmicks.

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His Dying Wish (Film Review)

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Have you ever watched a two-minute movie trailer and instantly knew you just had to see that movie? It didn’t matter if the movie was coming out in a month or if it was coming out in a one year. You just knew you had to see that movie. Well that is exactly what happened to me recently. Actress Crystal Nuchurch posted the trailer to her Facebook account in early January or February. It is a known fact that the purpose of movie clips or trailers are to entice the audience to make you want to see their film. Well this clip that I saw did not disappoint. It instantly drew me in with such force that I could barely wait the few months for it to premiere.

After viewing the many comments and likes on Facebook for the trailer I knew this movie was going to be big. And big it was. Almost every seat in the theater in Newark NJ was taken on June 9, 2016. Good thing I arrived early to get a good spot. I sat with my popcorn and beverage in hand as I waited for the drama to unfold before me. Five minutes into the film and there was a death that brought more than just emotional grief. Housewife Janet Harper portrayed by Crystal Nuchurch not only loses her husband Walt (David Harris) but she is about to lose her mind as well. Unbeknownst to her, her loving husband of over twenty years had a mistress. Talk about running as soon as you get out of the gate. Like other movie goers I yelled at the screen for Janet not to hit the much younger mistress Meagan (Carla Rodriguez) during a very tense moment. Janet’s witty yet hilarious neighbor Hannah (Faith B. Terrell) is by her side to help her get through this tough time. The suave attorney Steve (Ron Denson) tries to keep both women from killing each other. The film had its twists and turns that left me sitting on the edge of my seat waiting to see what would happen next. With the intensity of the scenes with a grieving wife and a mistress who holds a secret this film is something to be seen.

Writer Drica Armstrong and Director Larry Rosen put together a film and cast so beautifully that it literally made music. I truly enjoyed this film from the very beginning to the very end.

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Gemstones – An Introduction

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Gemstones have always interested human beings from time in memorial. In the past, they were relegated to the rich and the elites in the society. They were featured in their cutlery, household assets and jewelry among other valuables. They have been passed over the years in various family lineages. Today, they still attract the same attention and are pricey. We are all mesmerized by their   unique  colors and shapes. They feature distinct mineralogy characteristics. They can fall upon various categories depending on color, cut, clarity and rarity upon other determinant factors.

What Characterizes Gems?

The stones can be categorized depending on several factors. However, typically they are grouped based on these factors;

Chemical Composition

A gemstone can comprise of one pure element or it can be a product of a mixture of several mineral compounds. Most gems contain both oxides and silicates which give them a characteristic color.

The structure of the crystal

Precious stones can be either a single crystal, a collection of massive microscopic crystals such as diamond or an amorphous compound. The crystallized stones can take many forms such as hexagonal, cubic and tetragonal among other sophisticated shapes. These kind of stones require careful cutting to ensure that the shape of the crystals is maintained.

Optical features

The optical characteristics of many gemstones are derived from their crystal structure and chemical composition. Color is one of the main feature that define gems. Most of them exude stunning hues when light shines upon them. Some will even portray a mixture of colors making them very adorable. Precious stones are also classified depending on their refractive indices. The refractive capability will vary among various minerals. Clarity is a common term when classifying gems. Some minerals have  unique  inclusions which can be crystals of other elements, gas or liquid cavities. Such inclusions help in the identification of the stones.

Specific gravity

This is defined as the ratio of a density of a gemstone relative to that of water. Some minerals such as amber floats effortlessly on salty water. Others such as diamond will sink regardless of the weight of the crystal.

Durability (Hardness)

Not every gem is resistance to breakage. Some such as nephrite are a bit soft whereas diamond is the toughest of them all. All these characteristics among others such as the availability of the mineral helps in placing the gemstones either as precious or semi precious. The hardness of a crystal can be measured by Mohs hardness scale from 1- softest to 10-hardest.

Assessment of Quality of Gems

Four factors are considered while determining the quality of gems. Color is a crucial aspect when evaluating a colored mineral. There are three qualities of color namely hue, saturation and tone. Hue is the position of the mineral on the color wheel, it can be red, black, orange, blue and such like. However, there will be variations of a single hue position such a darker and a lighter green and so forth.

Another crucial consideration is clarity. This is gauged by assessing the presence of inclusions in the mineral. Some stones will have inclusions while others do not feature any impurities whatsoever. If the inclusions are strategically placed and are few, they can enhance the beauty of the stone.

Thirdly, cut is another important quality that dictates the value of a particular gemstone. The main factors that are checked include; shape, cutting style, symmetry and finish.

Lastly, it is the carat weight. This is an essential consideration for anybody who is dealing with gems. One gram is equivalent to five carats. The price of the stone increases with the increase in the metric weight in carats.

Horoscopes

Based on the above factors, a gemstone can be precious or semi precious. Precious stones are the hardest and are rare, whereas semi precious stones are typically soft and in abundance. However, there are some variations. For instance, opals and pearls are regarded as precious although they are soft, owing to their rarity. Precious gemstones have high price tag as compared to semi precious stones.

Also they are those gemstones which relate to horoscopes. They are widely used in gemstone horoscope reading. They are nine zodiac signs namely Aries, Gemini, Taurus, Leo, Cancer, Virgo, Scorpio,Libra, Sagittarius and Capricorn. Each star indicates the position of sun at the time of birth. Some of the stones that are primary stones of astrology include diamond, sapphire,emerald and ruby. According to experts gemstones can help in counteracting the negative occurrences of ones life in future. Hence, they advise that one should wear a gemstone that represents their star.

For instance, those whose zodiac sign is Leo should sport Ruby or Citrine whereas those in Aries should wear Coral. For Taurus the individuals should wear diamond and those who their star is Gemini are supposed to wear emerald. Also, Cancer should wear pearls, Libra should go for diamond and Scorpio should wear obsidian or coral. Sagittarius should sport topaz and Capricorn individuals should wear blue sapphire. Although, each person is supposed to wear a particular gemstone, one can still combine two or more gemstones to accrue great therapeutic benefits. If a person like a particular crystal but it is not their birthstone, they can still get it nonetheless.

Buying gemstones is not a smooth ride but the above information can get you a real gemstone.

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